Well, using two resistors will fix this problem! Put two of them in series, and the midpoint voltage will be whatever we want it to be. Since we know that these resistors will just burn our power linearly, we’ll make them a pretty high value. Using two series resistors, $R_T = 7k\Omega$ and $R_B = 5k\Omega$, we get 5V at the output. Not bad!
The deal is loading. This is an issue that many people overlook when starting their first real system designs. Designing blocks is great, but it’s just as important to design the connects between them. Here, the fan has an input impedance of around 12$\Omega$, which is pretty common. We can model this as a resistor with that same resistance, and we’ll get the following new schematic:
If you do the parallel combination of those two resistors ($1/R_T = 1/R_1 + 1/R_2$), it’s basically 12$\Omega$. That 12 is series with the 7k? Practically negligible. This is why we need buffer stages in our designs. For a simple example, we could use an opamp configured as a unity gain buffer, and this would gives us the correct output voltage for any load.